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Fluid Edge Themes

July 2023

More than one million Australian families used childcare last year. If you were one of them, you know how expensive it has become.

After a six-month investigation, the Australian Consumer and Competition Commission (ACCC) handed down its interim report into the sector earlier this month.

The ACCC found that childcare fees were rising faster than inflation and wage growth, and government subsidies have failed to keep pace.

Are you being hounded by a debt collector? Are the phone calls and texts never ending? Perhaps the debt collector is constantly calling or texting family members or friends to try to get hold of you.

No one wants to be chased for money, especially at a time they are feeling vulnerable and under considerable financial stress. But what exactly is a debt collector? And how are they supposed to behave?