Class action costs: Who pays the price?
Going to court is not for the faint-hearted and few of us have deep enough pockets to do it on our own. Class actions bring individuals together to seek redress without the fear of losing everything. But if you’re not paying for them, who is? And what does that mean for you in terms of compensation?
Joining class actions: Is it worth the effort?
Have you ever thought of joining a class action? Given it involves the courts, you may have dismissed the idea out of hand as being too expensive or too time consuming.
Understanding class actions
If you’ve watched any legal dramas on TV, you’ll have heard of class actions. You may have even read about some of the record settlements that have come out of real-life cases. But how much do you know about them? Understanding class actions gives you a better idea of your legal rights and avenues for compensation if you have been wronged.
Sales alert: Spotting supermarket price discrepancies
Lizzy was excited when she saw her regular brand of coffee bearing a 40 percent off tag at Woolworths. Peter had a similar feeling when he spotted a half price tag against Nature’s Coffee. But it didn’t take long for either to spot the supermarket price discrepancies.
Supermarket discounts: How special are specials?
We have all fallen for supermarket discounts, from ‘buy one, get one free’ inducements to promises of ‘everyday low prices’.
Life insurance versus funeral insurance: What’s best?
Insurance is a safety net for our families as much as it is for us, particularly as we age. If you're weighing up life insurance versus funeral insurance, it's important to look at them in relation to your personal circumstances.
Funeral insurance for seniors
Funeral insurance is one way to ensure your loved ones are not left with a big expense at a time when they are already vulnerable.
Get a grip on the driveaway price
We have all seen the glossy car ads trumpeting the driveaway price or “drive away, no more to pay”. Dealers typically promote these packages when they are looking to shift greater volumes or make way for next year’s stock.
But what does this sales pitch actually mean? Does the driveaway price include stamp duty? What about if you want to add accessories? Do you have to pay for insurance separately?
Don’t get caught by a dodgy car salesman
The last thing anyone needs when looking for a new vehicle is a dodgy car salesman. A car is an expensive purchase for most people, so you want to ensure you are getting what you pay for.
Mixed results: Superannuation and life insurance
If you have superannuation, then it is likely you also have some form of super life insurance. By law, it is compulsory for all employer super funds to provide members with life insurance and total and permanent disability (TPD) insurance. The level of cover, however, will vary depending on your fund and your circumstances.