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Finance Tag

We’ve all dreamt of winning the lottery but you could already have a tidy sum — a small fortune, even - in your name and not know it.

According to the Australian Securities and Investment Commission (ASIC), there’s about $1.5 billion of unclaimed money just waiting to be returned to its rightful owners. This money may be tied up in forgotten bank accounts, life insurance policies, superannuation, or other financial accounts. If you think you may have some unclaimed cash, it’s worth doing a little digging.

Buying a TV used to be straightforward. You'd simply pick a model with the largest screen that you could afford, and you’d be home on the couch with the remote in no time.

Now, there's a whole new vocabulary with bewildering terms like 8K, HDR and Quantum Dots. What does any of it mean? And how do you determine whether that $3000 television really is worth more than the one half its price?

We’ve all seen the ads encouraging us to find out our credit score or check our credit report, but how much do we really know about the process?

According to Choice, one in three Australians have no idea how credit reporting works and have never seen their credit report.

A credit report, also known as a credit file, helps financial institutions determine whether or not to lend money to an individual. A good credit history indicates that you are likely to pay your debts on time and in full. Poor credit history could make it difficult - even impossible - to get approval for loans, car leases, mortgages, or other forms of financing.

More than four million Australians, or almost 20 percent of the total population, own a crypto asset. And the number is rising every day. You may have read about people like Regan Gallagher, who got into the crypto game early and did very well indeed.

On the flipside, there are those who have lost everything to cryptocurrency scams. In August last year, the Australian Competition and Consumer Watchdog reported Australians lost more than $70 million and predicted that amount to double within six months.

So what exactly is cryptocurrency? Is it the currency of the future or just another way to make, or lose, money? We take a closer look.

Buying a residential porperty can be a long, tedious process. And if you’re not ready, you could easily fall into a hole of home buyers stress and frustration. But don’t lose hope. Armed with the right knowledge and a solid plan, you’ll be a homeowner before you can say ‘sold’!

Let’s walk through the key steps you need to take (and prepare yourself for) to score the best home.

 

So you really don’t like that floral nightie Nana sent you? The shoes you got for your fashion-conscious son are just ‘so last year’? Your daughter received two of the same Nintendo game?

Yes, it’s Christmas and we’ve all received – and given – presents that just aren’t quite right. In the back of our minds, we’re wishing it was a gift card instead. No matter the reason, there’s no need to feel embarrassed about returning them.