How to make a superannuation complaint
Having trouble with a superannuation claim? Knowing how to make a superannuation complaint can save time, reduce stress and lead to a better outcome.
What to do if your super insurance claim is denied
Anyone who has had a super insurance claim denied knows it feels like being kicked when you’re down.
We make claims when we are at our most vulnerable, battling serious illness or injury, unable to work, or mourning the loss of a loved one.
Making the most of superannuation benefits
For many Australians, superannuation benefits are all about retirement. The more we contribute to our nest egg through our employer, our own contributions, or a combination of both, the better the retirement.
Caught short: Income protection complaints
When you are ill or injured badly enough that you are unable to work, the stress mounts with the bills that don’t stop just because you have. And you certainly won’t have the time or energy to make income protection complaints if you believe your insurer isn’t doing the right thing.
Fail safe: What income protection does not cover
While insurance provides some comfort should you be injured or too sick to work, it is important you understand what income protection does not cover as much as what it does.
Work cover: Is income protection worth it?
Have you thought about what would happen if illness or disability suddenly prevented you from working, even in the short term? Most Australians would struggle to meet ongoing obligations, which is why many decide income protection insurance is worth the expense.
Life insurance versus funeral insurance: What’s best?
Insurance is a safety net for our families as much as it is for us, particularly as we age. If you're weighing up life insurance versus funeral insurance, it's important to look at them in relation to your personal circumstances.
Funeral insurance for seniors
Funeral insurance is one way to ensure your loved ones are not left with a big expense at a time when they are already vulnerable.
Mixed results: Superannuation and life insurance
If you have superannuation, then it is likely you also have some form of super life insurance. By law, it is compulsory for all employer super funds to provide members with life insurance and total and permanent disability (TPD) insurance. The level of cover, however, will vary depending on your fund and your circumstances.
Understanding life insurance exclusions
When you take out a safety net, you want to ensure there are no gaps, so it’s important to understand any life insurance exclusions that might apply to your policy.