Don’t get caught by a dodgy car salesman
The last thing anyone needs when looking for a new vehicle is a dodgy car salesman. A car is an expensive purchase for most people, so you want to ensure you are getting what you pay for.
Mixed results: Superannuation and life insurance
If you have superannuation, then it is likely you also have some form of super life insurance. By law, it is compulsory for all employer super funds to provide members with life insurance and total and permanent disability (TPD) insurance. The level of cover, however, will vary depending on your fund and your circumstances.
Understanding life insurance exclusions
When you take out a safety net, you want to ensure there are no gaps, so it’s important to understand any life insurance exclusions that might apply to your policy.
What are my rights to a deposit refund?
You have made a deposit on an item or service in good faith but circumstances mean you can no longer go through with the sale. Are you entitled to a deposit refund under Australian Consumer Law?
Car deposits: What are my refund rights?
No one wants to see their car deposit go down the gurgler. But if you change your mind or find a better deal before the sale goes through, do you have the right to a refund?
Getting your money back: Are deposits refundable?
Down payments help secure everything from a table at a restaurant to a dream home, but what if circumstances change? Are deposits refundable?
Making a pet insurance claim
If you’ve been paying your premiums on time, it is reasonable to expect a pet insurance claim to go smoothly. But while many pet insurers now offer convenient online claims, it doesn’t guarantee that your bill will be fully—or even partially—covered.
The lowdown on pet insurance
Pet insurance, much like private health insurance, acts as a safety net – providing financial protection in case your furry friend faces unexpected health issues.
Has your card surcharge been supercharged?
We are so used to paying for everything by debit or credit card these days, many of us barely give any thought to the little extra that is often tacked onto the purchase price. But you should take a closer look to avoid being needlessly stung by card surcharges.
Pay wise: How to keep card surcharges down
You might have heard that the Australian Government is preparing to ban debit card surcharges – those pesky percentages added to seemingly every electronic transaction.
Don’t get too excited. While the Reserve Bank of Australia (RBA) is reviewing card surcharges – which cost Australians anywhere between $1 billion and $4 billion a year – any change would not come into effect until 2026.