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Credit Tag

J.R.R. Tolkien once wrote, "Not all who wander are lost." But if your wander is booked with Qantas, you could be. That is if your flight was cancelled and you opted for a travel credit instead of a refund.

Complaints about Qantas have been mounting on social media since Australia's borders reopened and people have been trying to use their flight credits. According to some reports, it has been almost impossible to get through to the airline, let alone redeem the credits.

We’ve all seen the ads encouraging us to find out our credit score or check our credit report, but how much do we really know about the process?

According to Choice, one in three Australians have no idea how credit reporting works and have never seen their credit report.

A credit report, also known as a credit file, helps financial institutions determine whether or not to lend money to an individual. A good credit history indicates that you are likely to pay your debts on time and in full. Poor credit history could make it difficult - even impossible - to get approval for loans, car leases, mortgages, or other forms of financing.