Curious about cryptocurrency? Do your homework
More than four million Australians, or almost 20 percent of the total population, own a crypto asset. And the number is rising every day. You may have read about people like Regan Gallagher, who got into the crypto game early and did very well indeed.
On the flipside, there are those who have lost everything to cryptocurrency scams. In August last year, the Australian Competition and Consumer Watchdog reported Australians lost more than $70 million and predicted that amount to double within six months.
So what exactly is cryptocurrency? Is it the currency of the future or just another way to make, or lose, money? We take a closer look.
What to wear: Finding a fitness tracker fit for purpose
If you’re a fitness fanatic, it’s likely you have already invested in the modern tool for monitoring your efforts. And you’re not alone - according to Deloitte Consumer Trends 2021 report, one in five Australians own a wearable fitness tracker.
But if you’re kicking off 2022 with an action plan that includes a whole lot more exercise, you may be curious about their benefits. Is it worth adding a fitness tracker to your get-fit arsenal? What do they actually do? And how will they help you reach your goals?
Home buyers tips: From search to sold
Buying a residential porperty can be a long, tedious process. And if you’re not ready, you could easily fall into a hole of home buyers stress and frustration. But don’t lose hope. Armed with the right knowledge and a solid plan, you’ll be a homeowner before you can say ‘sold’!
Let’s walk through the key steps you need to take (and prepare yourself for) to score the best home.
The right fit: Finding the workout that works for you
As we emerge from the season of indulgence and look ahead to the new year, we all know what’s next.
We can see the advertisements to ‘lose those Christmas kilos’ before they even arrive, luring us into gyms, booking sessions with a personal trainer or signing up to the latest fitness app.
And, because we all want to start the new year on a good note, we’re even more likely to sign on the dotted line than usual. But is it worth it?
Buying a home? Budget for all the extras, not just the house
There’s more to buying a home than just the asking price. Now that you’ve got your deposit and secured any available government grants, prepare yourself for the other charges and expenses that come with becoming a homeowner.
Research is vital to help you identify the associated costs. Setting aside a budget for these fees will save you a lot of time, and hassle. It also helps ensure there are as few unexpected nasty surprises as possible.
Ready to travel? Here’s how to see Australia without blowing the travel budget
If you’ve been feeling trapped within your own state, you’re probably more than a little excited at the thought of the country opening up. But you may be worried about blowing your travel budget with unexpected expenses.
Travelling in this Covid recovery period is not without its challenges. The pandemic has brought unpredictability to almost everything we previously took for granted — from border restrictions and other new travel requirements to the inevitable price rises, there’s a lot to catch you unawares.
So how do you plan an affordable getaway in this era? We’ve rounded up some top tips from budget travel experts.
Make the most of Black Friday with a good game plan
Australian consumers are set to spend a record-breaking $5.4 billion in the upcoming four-day shopping bonanza, a big jump on last year’s $3.8 billion.
The mammoth shopping event officially kicks off on November 26 with Black Friday and extends until Cyber Monday. However, many retailers are offering sales right now. Some offer savings of up to 80 percent.
You now have more power over your energy bill
Worried about your energy bill? You now have more power to do something about it.
As of 1 October 2021, the Federal Government requires energy companies to switch you to a better deal within 48 hours of asking for one.
Prior to this change, companies could take up to three months to switch you over — that’s three months of paying more than you should. With Christmas on the horizon, making a switch now might just put some much-needed extra money into your account.
Credit Card or BNPL: Which Offers Better Safety and Protection for Your Money?
These days, cashless is the way to go. But with other services like Buy Now, Pay Later available in Australia, is it still smart to get a credit card? Let’s talk about that hot piece of plastic and what it can really do for you.
Asking the Right Questions: A Comprehensive Guide on Car Insurance
If you have a car, you need car insurance, that part is simple. Deciding on car insurance, that can be a bit overwhelming, especially if you don’t know where to begin. To assist you in feeling confident in your choice for insurance for the years to come, we've shared the top things you need to know.