Paying the price: The cost of payday loans
Picture this: It's the end of the month, and you're anxiously waiting for your next paycheck. An unexpected expense throws your budget off balance, and you're desperate for a solution. An online search brings up payday loans in Australia and you are tempted by the promise of immediate relief.
When we find ourselves in financial strife, it's tempting to look for a quick fix but if you don’t pay the loan back quickly, even a small amount can end up costing you big time. Before you sign on that dotted line, take a closer look at what you might be getting yourself into.
New lease on life: Should I buy or lease my computer?
Need a new computer at home or some new laptops for the office? If you are weighing up whether your budget can stretch to the latest model, you might consider putting your new computer or laptops on lease.
Buying a new computer or laptop can be very expensive, particularly if you need one that has a decent capacity to get your work done. With rapid technological advances, it can be challenging to keep up. What once seemed speedy can now feel like a drag as the volume of work you do increases.
Home stretch: Is it time to change your mortgage lender?
How do those monthly mortgage payments look? Feeling the pain of constant interest rate rises? You’re not the only one.
Paying a premium: What are the real benefits of private health insurance?
Private health insurance is a popular choice in Australia, with more than 13 million people, or 55.2 percent of the population, holding a policy. More than $22 billion is paid out in benefits each year, which sounds like a huge amount being returned to customers. But is it?
Taking flight? Here’s how to deal with delays
Qantas proudly sells itself as “the spirit of Australia” but if that’s the case the spirit is not happy. According to the Australian Competition and Consumer Commission (ACCC), Qantas received the highest number of complaints of any airline in the 2022 financial year. Most grievances related to service issues, such as flight delays and long wait times to speak with customer service agents.
Trolley folly: How to win the grocery game
Ever gone to the grocery store with a list of five or six things you need and walked out with double, if not triple that? You’re far from alone.
Of course, once you’re there you might remember something else you need. Or something you usually buy is half price, so you can't resist the deal and buy a couple. And then there’s the impulse buy so many of us are guilty of.
Move ahead with the right removalist
Moving house is never fun. In fact, it’s up there with divorce and death in the family as one of the most stressful times in our lives.
With almost 40 percent of Australians changing address every five years, there’s a good chance if you haven’t moved recently, a move is on the cards.
Dining dilemmas: How to complain on a first date
The person sitting across from you in the restaurant is funny and interesting. Awkward get-to-know-you questions are out of the way and you’re already bonding over mutual likes and dislikes. There’s even been a few laughs. This first date is going rather well.
Then your meal arrives. You’ve barely taken a bite and notice something isn’t quite right. Perhaps the vegetables are too cold, the meat is undercooked, or something you ordered is missing.
Maybe it’s not the food that’s niggling at the back of your mind. The music might be too loud for conversation and you’re pondering whether to ask the manager to turn it down or not. Or perhaps you’ve been waiting way too long for your drinks or entrée?
Travel lighter with these hot tips
It’s great to be back out and about again, isn’t it? But before you step beyond the confines of your state or national borders, it pays to do some homework.
Not only will a little planning save you a lot of money, it could also save you a few headaches at your destination. After all, holidays are supposed to be relaxing, not stressful.
How loyalty programs sucker you into giving up personal information
If you’re not paying for a product, then you might be the product. Wise words to consider next time you're thinking of joining a loyalty program.