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Car Tag

You've decided you want a new or near-new car. How exciting. So exciting, in fact, that it’s easy to get carried away and spend more than you intended. Especially when the smooth-talking salespeople at the car dealership know all the right things to say to help you do just that.

Don’t be tempted by all the extras they promise to throw in for a “great deal”. For most of us, a car is the second biggest investment we’ll make (after our house). It’s money you should be spending wisely. Chances are you don’t need those extras. Even if the dealer says they will take your driving experience to the next level.

​​Mandie Cowley was driving with her daughter on a busy regional highway in Victoria when her Hyundai started losing power.

“The only place I could pull over was on a bend and there was a lot of trucks. I was absolutely petrified that a truck was going to come up behind me and hit the car,” she said.

Michael Steele’s son, still a P-plater, was driving his Dad’s car at a similar high speed on a country highway in Queensland when it made a grinding sound.

​​"And it just came to a halt, nothing was working. He was very lucky to get it to the side of the road,” Michael said.

​​Nina Persin’s partner was driving at 100kmh on the Pacific Motorway, in south-east Queensland, roads still slippery from the floods, when his engine seized up.

“There was no warning light, nothing,” she said. “When the engine seized, the brakes stopped working, as did the steering wheel. My partner had huge difficulties steering the car away from the right-hand lane, avoiding the trucks on the road, towards the left lane.

“I don’t even want to imagine what could have happened."

We love our cars. In fact, the number of registered vehicles in 2021 was almost as many as the country’s total population. But it's no secret that buying a car is a costly exercise.

In fact, the cost of a new car has risen by an average of 7.4 percent in the past year, according to the latest figures.

Add car insurance, registration and general running costs, and it's easy to see why many people opt for a loan when buying a new set of wheels. But with so many lenders in the market, how do you find the best car loan for your needs?

For many of us, cars are our second most expensive investment after our home. So it's only right to want some peace of mind when it comes to buying one.

Enter: the car warranty. In Australia, most new cars come with a manufacturer's warranty. That warranty covers you for a set period of time, usually three years. But in recent times, we've seen an increase in the number of brands offering longer warranties. Up to 10 years in some cases. It's a persuasive marketing tool.

If you hear the words “recall” and your car make and model in the same sentence, it can send you into a spin. That's probably because car recall is almost always associated with negative thoughts, such as danger, the potential for accidents, and maybe even expensive repairs.

But are car recalls always bad? Is there ever a good time for a manufacturer to announce a recall?

If you live in a major city where tolls are part of your everyday commute, you probably don’t give them too much thought – until the next time you hear they’re going up again.

But if you don’t use them very often, or are visiting from out of town, it’s easy to get stung by tolls. Particularly if you don’t have an electronic tag or pass that makes it easy to pay as you drive over tolled roads.

Before you know it, that one unpaid trip on a toll road could add up to a lot of pain.