Money matters: How a financial counsellor can help you
Struggling to juggle all your bills? Falling behind on your rent or mortgage payments? You may benefit from financial counselling.
We seek advice from the experts for all kinds of things in our lives – from health to education and everything in between, so you shouldn’t be embarrassed about asking for assistance in an area integral to your wellbeing.
Financial counsellors can help you navigate a very stressful time. But who exactly are these professionals? What role do they play in helping you regain control of your financial health? Let's delve deeper into understanding the invaluable support they can provide.
Debt disaster: How to ask for financial hardship help
Money – particularly the lack of it – is a sensitive topic for most of us. There's a level of embarrassment or shame that can come with the inability to meet financial obligations.
Home stretch: Is it time to change your mortgage lender?
How do those monthly mortgage payments look? Feeling the pain of constant interest rate rises? You’re not the only one.
Travel lighter with these hot tips
It’s great to be back out and about again, isn’t it? But before you step beyond the confines of your state or national borders, it pays to do some homework.
Not only will a little planning save you a lot of money, it could also save you a few headaches at your destination. After all, holidays are supposed to be relaxing, not stressful.
Start early and stay out of the red this Black Friday
If you’re a Black Friday veteran, you’ll know that you don’t have to wait until the designated day to snap up a bargain.
Retailers have been dropping their prices all month, and your inbox and social media have probably been inundated with offers for Black Friday steals because of your past purchases.
Seven dining dates worth your dollars
Aussies love to dine out and with such a wonderful array of cuisines and venues to choose from, who can blame us?
But the rising cost of living is making many consumers think twice about how much we fork out for food and where.
Baby boom: Is private health insurance necessary if you’re planning for pregnancy?
Planning to have a baby? Pregnancy is an exciting time but also a nerve-wracking one. There is so much to think about, not the least of which is where to have your baby.
Australians are fortunate to have access to good health care. And most women will give birth in a public hospital, where the charges will be limited. But many opt for private hospitals because they believe it will be a better pregnancy experience, including the promise of a private room after the birth.
It’s one of the reasons women who are thinking about getting pregnant take a closer look at private health insurance. This might mean updating their existing policy to cover pregnancy and birth. Or taking it out for the first time specifically for that reason.
Dying to know: Is life insurance worth the premiums?
What is life insurance? It is basically a contract between you and an insurance company under which you pay a regular amount of money in return for a lump sum benefit.
Unlucky break: Will travel insurance protect you when you need it?
Australians are big travellers — at least we were before Covid hit. Now that we’re getting back out on the road and into the air again, should we protect our hard-earned money with travel insurance?
Some people might say that travel insurance is a waste of money. After all, what are the chances that something will actually happen to you while you’re on holiday? But the truth is, anything can happen when you’re away from home. And if something does go wrong, travel insurance can be a life saver. But is it really worth the extra expense? And how has Covid changed things?
Dead loss: Is funeral insurance worth the money?
Dying isn’t something any of us like to think about it, let alone discuss, but it might be worth asking exactly what funeral insurance is and whether it’s for you.
Funerals can be very expensive. According to Canstar, it can cost anything from $4,000 to $15,000, depending on the ceremony, and insurers know you won’t want to leave your loved ones with a hefty bill as well as a heavy heart. But is funeral insurance worth it?