Rent to buy laptops: Weigh your options
Is your laptop on its last legs? If your bank account is a little stretched right now, a rent to buy laptop could be appealing.
What’s a payday advance app in Australia?
Pay on demand applications such as MyPayNow and Beforepay are designed to provide access to a portion of earned but unpaid wages before your official payday. Like payday loans, payday advance apps in Australia offer a safety net if you’re caught short unexpectedly.
Finding alternatives to payday loans
When you're struggling to pay bills, it can be tempting to look for a quick fix. Payday loans may seem like a simple solution but before you sign up it’s worth exploring alternatives to payday loans.
Paying for JB Hi-Fi extra care
As you go up to pay for your new TV or computer, the helpful salesperson might suggest you take out JB Hi-Fi extra care. If you’re forking over a few thousand dollars, the extended warranty might seem like a good idea, but is it?
Do you have to pay for a warranty?
An extended warranty is a voluntary add-on, not a mandatory purchase. If someone you’re buying a product or service from suggests that you have to pay for a warranty, don’t fall for the sales pitch.
Using a debt collection dispute letter
If you have received a letter of demand from a debt collector for a debt that isn’t yours or is for more than you owe, you should take steps to challenge it. One of the best ways to do so is with a debt collection dispute letter - a formal response outlining why you are disputing the amount claimed.
What can a debt collector legally do?
There are rules and regulations governing debt collection in Australia. While businesses and individuals are entitled to seek money they are owed, it is important to ask what can a debt collector legally do to ensure your rights are not infringed in the process.
What is a PayID business account scam?
If you are one of the millions of Australians using PayID, you have probably chosen it because of a mixture of convenience and security. But you can be vulnerable to a PayID business account scam – whether you have a business account or not.
Beware the PayID scam marketplace
As the cost of living bites in homes across the country, many Australians are turning to Facebook Marketplace to raise a bit of extra cash. But be warned: it has also become the PayID scam marketplace.
Road block: The dealership can’t fix my car
Peter* couldn’t believe what he was hearing: “The dealership can’t fix my car because of my poor service history.”
Yet this so-called poor history was due to several factors outside his control, including that he was unable to get records from the first dealership, which had closed, and that subsequent appointments with another Hyundai dealership were late or postponed due to Covid restrictions.