Supermarket discounts: How special are specials?
We have all fallen for supermarket discounts, from ‘buy one, get one free’ inducements to promises of ‘everyday low prices’.
Life insurance versus funeral insurance: What’s best?
Insurance is a safety net for our families as much as it is for us, particularly as we age. If you're weighing up life insurance versus funeral insurance, it's important to look at them in relation to your personal circumstances.
Funeral insurance for seniors
Funeral insurance is one way to ensure your loved ones are not left with a big expense at a time when they are already vulnerable.
Get a grip on the driveaway price
We have all seen the glossy car ads trumpeting the driveaway price or “drive away, no more to pay”. Dealers typically promote these packages when they are looking to shift greater volumes or make way for next year’s stock.
But what does this sales pitch actually mean? Does the driveaway price include stamp duty? What about if you want to add accessories? Do you have to pay for insurance separately?
Don’t get caught by a dodgy car salesman
The last thing anyone needs when looking for a new vehicle is a dodgy car salesman. A car is an expensive purchase for most people, so you want to ensure you are getting what you pay for.
Mixed results: Superannuation and life insurance
If you have superannuation, then it is likely you also have some form of super life insurance. By law, it is compulsory for all employer super funds to provide members with life insurance and total and permanent disability (TPD) insurance. The level of cover, however, will vary depending on your fund and your circumstances.
Understanding life insurance exclusions
When you take out a safety net, you want to ensure there are no gaps, so it’s important to understand any life insurance exclusions that might apply to your policy.
What are my rights to a deposit refund?
You have made a deposit on an item or service in good faith but circumstances mean you can no longer go through with the sale. Are you entitled to a deposit refund under Australian Consumer Law?
Car deposits: What are my refund rights?
No one wants to see their car deposit go down the gurgler. But if you change your mind or find a better deal before the sale goes through, do you have the right to a refund?
Getting your money back: Are deposits refundable?
Down payments help secure everything from a table at a restaurant to a dream home, but what if circumstances change? Are deposits refundable?